Debt Advice


Contact our Debt Team

To make an appointment or for more information you can call the Debt team directly on 01603 496623 and press 2, or email them at

About our Debt Service

This service is aimed at those who are vulnerable or who have complex needs, for example:

  • Offenders, ex-offenders or their families
  • People with mental health problems
  • People with learning disabilities
  • Those with a disability or long-term illness

Although the debt service is promoted to vulnerable clients we retain the flexibility to assist others clients who have approached us, so please call us if you do have any money problems for an assessment.

Whatever your debt problem, NCLS can offer you advice and support. Whether you have a one-off query, require someone to contact your creditors or need to consider your options, we can help. Our advisors Mariusz and Suzie are approved Intermediary for Debt Relief Orders.

Women’s Debt Service

We recognise that women are at higher risk of being affected by debt and that they may feel more comfortable speaking to a female adviser about this. We run a specialist advice service for women, to access this please call 01603 496623 and press 2, or email at When contacting us please let us know that you would like advice through this service. 

We are authorised and regulated by the Financial Conduct Authority to give debt advice (ref. no. 620093)